# NEC ECC: Contractor to provide Insurance

**URL:** <https://reachback.builtintelligence.com/t/nec-ecc-contractor-to-provide-insurance/5804>\
**Category:** Contract Data\
**Created:** [28 April 2020 09:44 UTC](https://reachback.builtintelligence.com/t/nec-ecc-contractor-to-provide-insurance/5804 "2020-04-28T09:44:50Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![oliverrusha](https://avatars.discourse-cdn.com/v4/letter/o/e68b1a/32.png) [@oliverrusha](https://reachback.builtintelligence.com/u/oliverrusha)\
**Post date:** [28 April 2020 09:44 UTC](https://reachback.builtintelligence.com/t/nec-ecc-contractor-to-provide-insurance/5804/1 "2020-04-28T09:44:50Z")

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I could not ascertain whether the ECC required the Contractor to provide insurance for loss of or damage to the Employer’s structures?.

Any response would help as I need to see if this is added into the Z clauses

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**Author:** ![Neil\_Earnshaw](https://dub1.discourse-cdn.com/flex013/user_avatar/reachback.builtintelligence.com/neil_earnshaw/32/515_2.png) [@Neil\_Earnshaw](https://reachback.builtintelligence.com/u/Neil_Earnshaw)\
**Post date:** [28 April 2020 13:59 UTC](https://reachback.builtintelligence.com/t/nec-ecc-contractor-to-provide-insurance/5804/2 "2020-04-28T13:59:50Z")

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This is covered under clause 84.1 of the NEC3 ECC in the Insurance Table which requires the Contractor to provide insurance against liability for loss of or damage to property unless the Employer has stated in Contract Data that it is to be provided by them.