# Does the amount of deductible (or excess) affect the level of premium which the insured must pay?

**URL:** <https://reachback.builtintelligence.com/t/does-the-amount-of-deductible-or-excess-affect-the-level-of-premium-which-the-insured-must-pay/255>\
**Category:** Risk and Insurance\
**Created:** [11 October 2012 10:47 UTC](https://reachback.builtintelligence.com/t/does-the-amount-of-deductible-or-excess-affect-the-level-of-premium-which-the-insured-must-pay/255 "2012-10-11T10:47:22Z")\
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**Author:** ![BuiltIntelligence](https://avatars.discourse-cdn.com/v4/letter/b/919ad9/32.png) [@BuiltIntelligence](https://reachback.builtintelligence.com/u/BuiltIntelligence)\
**Post date:** [11 October 2012 10:47 UTC](https://reachback.builtintelligence.com/t/does-the-amount-of-deductible-or-excess-affect-the-level-of-premium-which-the-insured-must-pay/255/1 "2012-10-11T10:47:22Z")

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Does the amount of deductible (or excess) affect the level of premium which the insured must pay?

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**Author:** ![BuiltIntelligence](https://avatars.discourse-cdn.com/v4/letter/b/919ad9/32.png) [@BuiltIntelligence](https://reachback.builtintelligence.com/u/BuiltIntelligence)\
**Post date:** [11 October 2012 10:47 UTC](https://reachback.builtintelligence.com/t/does-the-amount-of-deductible-or-excess-affect-the-level-of-premium-which-the-insured-must-pay/255/2 "2012-10-11T10:47:37Z")

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Yes. A higher deductible will decrease the level of premium which the insured must pay and vice versa.